Kentucky Auto Loan Calculator
Calculate your car payment in Kentucky with 6% state sales tax. See monthly payment, total interest, and total cost.
How This Calculator Works
Calculation methodology and assumptions
Auto loan calculation for Kentucky. Kentucky's state sales tax of 6% is applied to the vehicle price minus trade-in value. Local taxes may add up to 0% more. Monthly payment uses standard amortization: P × [r(1+r)^n] / [(1+r)^n - 1].
Key State Information
Kentucky auto buying facts: State sales tax 6%. Average car insurance in Kentucky: $1,980/year. On a $35,000 vehicle, Kentucky sales tax alone is $2,100.
Frequently Asked Questions
How much is sales tax on a car in Kentucky?
Kentucky's state sales tax rate is 6%. There is no additional local sales tax. On a $35,000 car, state sales tax is approximately $2,100.
What is the average car insurance cost in Kentucky?
The average annual car insurance premium in Kentucky is $1,980, or about $165/month. This is above the national average.