Health Insurance Cost Calculators
50 free calculators
Estimate health insurance costs by state including ACA subsidies, premiums, deductibles, and total annual healthcare spending.
Alabama Health Insurance Cost Calculator
Estimate health insurance costs in Alabama. Average premium ~$396/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Alaska Health Insurance Cost Calculator
Estimate health insurance costs in Alaska. Average premium ~$567/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Arizona Health Insurance Cost Calculator
Estimate health insurance costs in Arizona. Average premium ~$460/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Arkansas Health Insurance Cost Calculator
Estimate health insurance costs in Arkansas. Average premium ~$401/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
California Health Insurance Cost Calculator
Estimate health insurance costs in California. Average premium ~$640/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Colorado Health Insurance Cost Calculator
Estimate health insurance costs in Colorado. Average premium ~$473/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Connecticut Health Insurance Cost Calculator
Estimate health insurance costs in Connecticut. Average premium ~$508/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Delaware Health Insurance Cost Calculator
Estimate health insurance costs in Delaware. Average premium ~$457/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Florida Health Insurance Cost Calculator
Estimate health insurance costs in Florida. Average premium ~$463/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Georgia Health Insurance Cost Calculator
Estimate health insurance costs in Georgia. Average premium ~$420/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Hawaii Health Insurance Cost Calculator
Estimate health insurance costs in Hawaii. Average premium ~$870/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Idaho Health Insurance Cost Calculator
Estimate health insurance costs in Idaho. Average premium ~$440/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Illinois Health Insurance Cost Calculator
Estimate health insurance costs in Illinois. Average premium ~$434/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Indiana Health Insurance Cost Calculator
Estimate health insurance costs in Indiana. Average premium ~$407/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Iowa Health Insurance Cost Calculator
Estimate health insurance costs in Iowa. Average premium ~$405/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Kansas Health Insurance Cost Calculator
Estimate health insurance costs in Kansas. Average premium ~$388/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Kentucky Health Insurance Cost Calculator
Estimate health insurance costs in Kentucky. Average premium ~$406/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Louisiana Health Insurance Cost Calculator
Estimate health insurance costs in Louisiana. Average premium ~$410/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Maine Health Insurance Cost Calculator
Estimate health insurance costs in Maine. Average premium ~$492/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Maryland Health Insurance Cost Calculator
Estimate health insurance costs in Maryland. Average premium ~$519/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Massachusetts Health Insurance Cost Calculator
Estimate health insurance costs in Massachusetts. Average premium ~$608/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Michigan Health Insurance Cost Calculator
Estimate health insurance costs in Michigan. Average premium ~$411/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Minnesota Health Insurance Cost Calculator
Estimate health insurance costs in Minnesota. Average premium ~$436/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Mississippi Health Insurance Cost Calculator
Estimate health insurance costs in Mississippi. Average premium ~$375/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Missouri Health Insurance Cost Calculator
Estimate health insurance costs in Missouri. Average premium ~$404/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Montana Health Insurance Cost Calculator
Estimate health insurance costs in Montana. Average premium ~$457/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Nebraska Health Insurance Cost Calculator
Estimate health insurance costs in Nebraska. Average premium ~$409/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Nevada Health Insurance Cost Calculator
Estimate health insurance costs in Nevada. Average premium ~$469/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
New Hampshire Health Insurance Cost Calculator
Estimate health insurance costs in New Hampshire. Average premium ~$507/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
New Jersey Health Insurance Cost Calculator
Estimate health insurance costs in New Jersey. Average premium ~$518/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
New Mexico Health Insurance Cost Calculator
Estimate health insurance costs in New Mexico. Average premium ~$426/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
New York Health Insurance Cost Calculator
Estimate health insurance costs in New York. Average premium ~$557/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
North Carolina Health Insurance Cost Calculator
Estimate health insurance costs in North Carolina. Average premium ~$428/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
North Dakota Health Insurance Cost Calculator
Estimate health insurance costs in North Dakota. Average premium ~$416/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Ohio Health Insurance Cost Calculator
Estimate health insurance costs in Ohio. Average premium ~$409/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Oklahoma Health Insurance Cost Calculator
Estimate health insurance costs in Oklahoma. Average premium ~$390/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Oregon Health Insurance Cost Calculator
Estimate health insurance costs in Oregon. Average premium ~$509/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Pennsylvania Health Insurance Cost Calculator
Estimate health insurance costs in Pennsylvania. Average premium ~$444/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Rhode Island Health Insurance Cost Calculator
Estimate health insurance costs in Rhode Island. Average premium ~$485/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
South Carolina Health Insurance Cost Calculator
Estimate health insurance costs in South Carolina. Average premium ~$428/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
South Dakota Health Insurance Cost Calculator
Estimate health insurance costs in South Dakota. Average premium ~$417/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Tennessee Health Insurance Cost Calculator
Estimate health insurance costs in Tennessee. Average premium ~$404/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Texas Health Insurance Cost Calculator
Estimate health insurance costs in Texas. Average premium ~$423/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Utah Health Insurance Cost Calculator
Estimate health insurance costs in Utah. Average premium ~$456/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Vermont Health Insurance Cost Calculator
Estimate health insurance costs in Vermont. Average premium ~$515/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Virginia Health Insurance Cost Calculator
Estimate health insurance costs in Virginia. Average premium ~$467/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Washington Health Insurance Cost Calculator
Estimate health insurance costs in Washington. Average premium ~$498/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
West Virginia Health Insurance Cost Calculator
Estimate health insurance costs in West Virginia. Average premium ~$378/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Wisconsin Health Insurance Cost Calculator
Estimate health insurance costs in Wisconsin. Average premium ~$420/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
Wyoming Health Insurance Cost Calculator
Estimate health insurance costs in Wyoming. Average premium ~$428/mo, see ACA subsidy eligibility, deductible impact, and total annual healthcare costs.
About Health Insurance Cost Calculators
Estimate health insurance costs by state including ACA subsidies, premiums, deductibles, and total annual healthcare spending. All calculators are free to use, require no sign-up, and provide instant results. Data is sourced from official government agencies and updated regularly to ensure accuracy.
Each calculator includes a detailed methodology section explaining the formulas used, data sources cited with verification dates, and frequently asked questions to help you understand the results.