Homeowners Insurance Calculators
50 free calculators
Estimate home insurance premiums by state based on home value, deductible, credit score, and risk factors.
Alabama Homeowners Insurance Calculator
Estimate Alabama homeowners insurance cost. Average: $2,320/year. Calculate based on home value, coverage, and risk factors.
Alaska Homeowners Insurance Calculator
Estimate Alaska homeowners insurance cost. Average: $1,350/year. Calculate based on home value, coverage, and risk factors.
Arizona Homeowners Insurance Calculator
Estimate Arizona homeowners insurance cost. Average: $2,080/year. Calculate based on home value, coverage, and risk factors.
Arkansas Homeowners Insurance Calculator
Estimate Arkansas homeowners insurance cost. Average: $2,600/year. Calculate based on home value, coverage, and risk factors.
California Homeowners Insurance Calculator
Estimate California homeowners insurance cost. Average: $1,950/year. Calculate based on home value, coverage, and risk factors.
Colorado Homeowners Insurance Calculator
Estimate Colorado homeowners insurance cost. Average: $2,820/year. Calculate based on home value, coverage, and risk factors.
Connecticut Homeowners Insurance Calculator
Estimate Connecticut homeowners insurance cost. Average: $1,750/year. Calculate based on home value, coverage, and risk factors.
Delaware Homeowners Insurance Calculator
Estimate Delaware homeowners insurance cost. Average: $1,150/year. Calculate based on home value, coverage, and risk factors.
Florida Homeowners Insurance Calculator
Estimate Florida homeowners insurance cost. Average: $4,200/year. Calculate based on home value, coverage, and risk factors.
Georgia Homeowners Insurance Calculator
Estimate Georgia homeowners insurance cost. Average: $2,050/year. Calculate based on home value, coverage, and risk factors.
Hawaii Homeowners Insurance Calculator
Estimate Hawaii homeowners insurance cost. Average: $1,250/year. Calculate based on home value, coverage, and risk factors.
Idaho Homeowners Insurance Calculator
Estimate Idaho homeowners insurance cost. Average: $1,380/year. Calculate based on home value, coverage, and risk factors.
Illinois Homeowners Insurance Calculator
Estimate Illinois homeowners insurance cost. Average: $1,780/year. Calculate based on home value, coverage, and risk factors.
Indiana Homeowners Insurance Calculator
Estimate Indiana homeowners insurance cost. Average: $1,540/year. Calculate based on home value, coverage, and risk factors.
Iowa Homeowners Insurance Calculator
Estimate Iowa homeowners insurance cost. Average: $2,020/year. Calculate based on home value, coverage, and risk factors.
Kansas Homeowners Insurance Calculator
Estimate Kansas homeowners insurance cost. Average: $2,900/year. Calculate based on home value, coverage, and risk factors.
Kentucky Homeowners Insurance Calculator
Estimate Kentucky homeowners insurance cost. Average: $2,400/year. Calculate based on home value, coverage, and risk factors.
Louisiana Homeowners Insurance Calculator
Estimate Louisiana homeowners insurance cost. Average: $3,200/year. Calculate based on home value, coverage, and risk factors.
Maine Homeowners Insurance Calculator
Estimate Maine homeowners insurance cost. Average: $1,380/year. Calculate based on home value, coverage, and risk factors.
Maryland Homeowners Insurance Calculator
Estimate Maryland homeowners insurance cost. Average: $1,650/year. Calculate based on home value, coverage, and risk factors.
Massachusetts Homeowners Insurance Calculator
Estimate Massachusetts homeowners insurance cost. Average: $1,750/year. Calculate based on home value, coverage, and risk factors.
Michigan Homeowners Insurance Calculator
Estimate Michigan homeowners insurance cost. Average: $1,820/year. Calculate based on home value, coverage, and risk factors.
Minnesota Homeowners Insurance Calculator
Estimate Minnesota homeowners insurance cost. Average: $1,980/year. Calculate based on home value, coverage, and risk factors.
Mississippi Homeowners Insurance Calculator
Estimate Mississippi homeowners insurance cost. Average: $2,510/year. Calculate based on home value, coverage, and risk factors.
Missouri Homeowners Insurance Calculator
Estimate Missouri homeowners insurance cost. Average: $2,200/year. Calculate based on home value, coverage, and risk factors.
Montana Homeowners Insurance Calculator
Estimate Montana homeowners insurance cost. Average: $2,200/year. Calculate based on home value, coverage, and risk factors.
Nebraska Homeowners Insurance Calculator
Estimate Nebraska homeowners insurance cost. Average: $3,050/year. Calculate based on home value, coverage, and risk factors.
Nevada Homeowners Insurance Calculator
Estimate Nevada homeowners insurance cost. Average: $1,470/year. Calculate based on home value, coverage, and risk factors.
New Hampshire Homeowners Insurance Calculator
Estimate New Hampshire homeowners insurance cost. Average: $1,280/year. Calculate based on home value, coverage, and risk factors.
New Jersey Homeowners Insurance Calculator
Estimate New Jersey homeowners insurance cost. Average: $1,360/year. Calculate based on home value, coverage, and risk factors.
New Mexico Homeowners Insurance Calculator
Estimate New Mexico homeowners insurance cost. Average: $1,780/year. Calculate based on home value, coverage, and risk factors.
New York Homeowners Insurance Calculator
Estimate New York homeowners insurance cost. Average: $1,640/year. Calculate based on home value, coverage, and risk factors.
North Carolina Homeowners Insurance Calculator
Estimate North Carolina homeowners insurance cost. Average: $2,180/year. Calculate based on home value, coverage, and risk factors.
North Dakota Homeowners Insurance Calculator
Estimate North Dakota homeowners insurance cost. Average: $2,050/year. Calculate based on home value, coverage, and risk factors.
Ohio Homeowners Insurance Calculator
Estimate Ohio homeowners insurance cost. Average: $1,470/year. Calculate based on home value, coverage, and risk factors.
Oklahoma Homeowners Insurance Calculator
Estimate Oklahoma homeowners insurance cost. Average: $3,300/year. Calculate based on home value, coverage, and risk factors.
Oregon Homeowners Insurance Calculator
Estimate Oregon homeowners insurance cost. Average: $1,200/year. Calculate based on home value, coverage, and risk factors.
Pennsylvania Homeowners Insurance Calculator
Estimate Pennsylvania homeowners insurance cost. Average: $1,380/year. Calculate based on home value, coverage, and risk factors.
Rhode Island Homeowners Insurance Calculator
Estimate Rhode Island homeowners insurance cost. Average: $2,050/year. Calculate based on home value, coverage, and risk factors.
South Carolina Homeowners Insurance Calculator
Estimate South Carolina homeowners insurance cost. Average: $2,650/year. Calculate based on home value, coverage, and risk factors.
South Dakota Homeowners Insurance Calculator
Estimate South Dakota homeowners insurance cost. Average: $2,800/year. Calculate based on home value, coverage, and risk factors.
Tennessee Homeowners Insurance Calculator
Estimate Tennessee homeowners insurance cost. Average: $2,240/year. Calculate based on home value, coverage, and risk factors.
Texas Homeowners Insurance Calculator
Estimate Texas homeowners insurance cost. Average: $3,600/year. Calculate based on home value, coverage, and risk factors.
Utah Homeowners Insurance Calculator
Estimate Utah homeowners insurance cost. Average: $1,200/year. Calculate based on home value, coverage, and risk factors.
Vermont Homeowners Insurance Calculator
Estimate Vermont homeowners insurance cost. Average: $1,280/year. Calculate based on home value, coverage, and risk factors.
Virginia Homeowners Insurance Calculator
Estimate Virginia homeowners insurance cost. Average: $1,550/year. Calculate based on home value, coverage, and risk factors.
Washington Homeowners Insurance Calculator
Estimate Washington homeowners insurance cost. Average: $1,420/year. Calculate based on home value, coverage, and risk factors.
West Virginia Homeowners Insurance Calculator
Estimate West Virginia homeowners insurance cost. Average: $1,450/year. Calculate based on home value, coverage, and risk factors.
Wisconsin Homeowners Insurance Calculator
Estimate Wisconsin homeowners insurance cost. Average: $1,380/year. Calculate based on home value, coverage, and risk factors.
Wyoming Homeowners Insurance Calculator
Estimate Wyoming homeowners insurance cost. Average: $1,450/year. Calculate based on home value, coverage, and risk factors.
About Homeowners Insurance Calculators
Estimate home insurance premiums by state based on home value, deductible, credit score, and risk factors. All calculators are free to use, require no sign-up, and provide instant results. Data is sourced from official government agencies and updated regularly to ensure accuracy.
Each calculator includes a detailed methodology section explaining the formulas used, data sources cited with verification dates, and frequently asked questions to help you understand the results.